|
POLICIES AND
PROCEDURES
INSURANCE
All registered girls and
adults are covered by the Activity and Accident Insurance
Plan of Girl Scouts of the U.S.A. The insurance goes
into effect when a member registers as a Girl Scout and pays
$10 membership dues. This insurance is designed to
supplement insurance coverage carried by the family of the
Girl Scout member.
The purchase of basic activity insurance may be required for
non-registered individuals who are participating in Girl
Scout activities. To determine if additional insurance
is needed consider whether the non-registered individual is
actually participating in an activity or is only attending
as a spectator. For example, a parent/guardian of a Girl
Scout accompanying her for a swimming activity need purchase
accident insurance only if he/she is actually going to swim.
As an observer, no additional insurance is needed.
Other members of a Girl Scout's family – “tag-a-longs” -
(brothers, sisters, friends) are parental responsibilities
and should not be insured unless actually participating in
the activity.
Certificate of Insurance
When obtaining a location for a meeting place, service unit
event or troop event, some sites will request a certificate
of insurance. This is just a copy of our council insurance
coverage and can be provided by the Girl Scout
Administrative Office. A
Certificate of Insurance can be requested through the
Administrative office. Please allow two weeks to process this
request.
To obtain a certificate, visit
www.girlscoutsofwesternohio.org to submit request
online, email to
insurance@girlscoutsofwesternohio.org, or call the Girl Scout
Administrative Office with the
following information:
Name of Facility
Physical and mailing
address (if different) Date and type of activity
Facility e-mail address,
phone # and fax #
Contact information of
person requesting the certificate
Certificates of insurance can be mailed out directly to the
location within two weeks of your call.
SUMMARY OF THE GIRL SCOUT INSURANCE
TO REQUEST ADDITIONAL INSURANCE
A
Request
for Additional Insurance Form must be submitted to the Administrative
Office (4930 Cornell Rd., Cincinnati, OH 45242) at least four weeks prior
to the event date. This form must be accompanied by a check payable to
"Mutual of Omaha" for the amount owed for the additional insurance. There
is a $5.00 minimum. Incomplete forms, forms without checks attached, and
checks less than $5.00 will not be accepted.
A printed brochure from Mutual of Omaha with a complete description of all the
features of each insurance option is available from the Girl Scout Center. The
information provided below is designed to be a summary of highlights only.
|
Plan |
Description |
Premium |
|
Plan 1 |
Girl Scout Activity Accident Insurance Basic
Coverage
-
Provided to every registered girl and
adult.
-
Effective when registration materials
are received at the Girl Scout Center.
-
Covers Girl Scout activities lasting two
(2) nights or less or not more than three (3) nights if over an
official federal holiday, or three days.
-
Pays the first $100 of medical bills
related to an accident, then becomes secondary to any other
insurance coverage the individual may have.
-
Pays up to $15,000 of bills incurred
over a 52-week period after the accident that are not covered by any
other insurance the individual may have.
|
No charge - included as part of your Girl Scouts of the U.S.A.
$10.00 registration fee |
|
Plan 2 |
Accident Insurance
-
Same features as Plan 1.
-
Used for registered girls and adults
when activity length exceeds two (2) nights (three nights over a
federal holiday), or three days.
-
Used for non-registered participants in
a Girl Scout activity.
|
$ .11/day /participant |
|
Plan 3E |
Accident & Sickness Insurance for Extended
Events
-
Adds $10,000 of Sickness Medical Expense
Benefit and $1,500 of Returned Transportation Benefit to Plan 1.
-
Will not pay more than 100% of total
medical expenses incurred in conjunction with any other insurance
the participant may have (Non-Duplication Provision).
|
$ .29/day/participant |
|
Plan 3P |
Accident & Sickness Insurance for Extended
Events
-
Same as Plan 3E without the
non-duplication provision.
-
Therefore, the insurance pays without
regard to what other insurance might be paying.
|
$ .67/day/participant |
|