GIRL SCOUTS OF WESTERN OHIO

 

POLICIES


 Emergency Info

 Code of Ethics

 Membership

  Diversity & Religion

  Leadership

  Background Checks

  Adult/Child Interaction

  Child Abuse

  Sex Offenders

  Health & Safety

  Dispensing Medication

  Girl Release

  Men in Camp

  Smoking

 Alcohol & Drug Use

 Fireworks/Firearms

  Donations

  Right To Search

  Risk Management

  Transportation

  Insurance

 

GENERAL INFORMATIONPOLICIES/PROCEDURESVOLUNTEER REFERENCE GUIDEFINANCEPROGRAMADULT DEVELOPMENTFORMS

 

VOLUNTEER RESOURCE DISC 2008-2009


POLICIES AND PROCEDURES

 

INSURANCE


All registered girls and adults are covered by the Activity and Accident Insurance Plan of Girl Scouts of the U.S.A. The insurance goes into effect when a member registers as a Girl Scout and pays $10 membership dues. This insurance is designed to supplement insurance coverage carried by the family of the Girl Scout member.

The purchase of basic activity insurance may be required for non-registered individuals who are participating in Girl Scout activities.  To determine if additional insurance is needed consider whether the non-registered individual is actually participating in an activity or is only attending as a spectator. For example, a parent/guardian of a Girl Scout accompanying her for a swimming activity need purchase accident insurance only if he/she is actually going to swim. As an observer, no additional insurance is needed.

Other members of a Girl Scout's family – “tag-a-longs” - (brothers, sisters, friends) are parental responsibilities and should not be insured unless actually participating in the activity.
 



Certificate of Insurance

When obtaining a location for a meeting place, service unit event or troop event, some sites will request a certificate of insurance. This is just a copy of our council insurance coverage and can be provided by the Girl Scout Administrative Office. A Certificate of Insurance can be requested through the Administrative office. Please allow two weeks to process this request.

To obtain a certificate, visit www.girlscoutsofwesternohio.org  to submit request online, email to insurance@girlscoutsofwesternohio.org, or call the Girl Scout Administrative Office with the following information:

Name of Facility

Physical and mailing address (if different)
Date and type of activity

Facility e-mail address, phone # and fax #

Contact information of person requesting the certificate

Certificates of insurance can be mailed out directly to the location within two weeks of your call.


SUMMARY OF THE GIRL SCOUT INSURANCE
 

TO REQUEST ADDITIONAL INSURANCE

A Request for Additional Insurance Form must be submitted to the Administrative Office (4930 Cornell Rd., Cincinnati, OH 45242) at least four weeks prior to the event date.  This form must be accompanied by a check payable to "Mutual of Omaha" for the amount owed for the additional insurance.  There is a $5.00 minimum.  Incomplete forms, forms without checks attached, and checks less than $5.00 will not be accepted.


A printed brochure from Mutual of Omaha with a complete description of all the features of each insurance option is available from the Girl Scout Center. The information provided below is designed to be a summary of highlights only.

Plan

Description

Premium

Plan 1

Girl Scout Activity Accident Insurance Basic Coverage

  • Provided to every registered girl and adult.

  • Effective when registration materials are received at the Girl Scout Center.

  • Covers Girl Scout activities lasting two (2) nights or less or not more than three (3) nights if over an official federal holiday, or three days.

  • Pays the first $100 of medical bills related to an accident, then becomes secondary to any other insurance coverage the individual may have.

  • Pays up to $15,000 of bills incurred over a 52-week period after the accident that are not covered by any other insurance the individual may have.

No charge - included as part of your Girl Scouts of the U.S.A. $10.00 registration fee

Plan 2

Accident Insurance

  • Same features as Plan 1.

  • Used for registered girls and adults when activity length exceeds two (2) nights (three nights over a federal holiday), or three days.

  • Used for non-registered participants in a Girl Scout activity.

$ .11/day /participant

Plan 3E

Accident & Sickness Insurance for Extended Events

  • Adds $10,000 of Sickness Medical Expense Benefit and $1,500 of Returned Transportation Benefit to Plan 1.

  • Will not pay more than 100% of total medical expenses incurred in conjunction with any other insurance the participant may have (Non-Duplication Provision).

$ .29/day/participant

Plan 3P

Accident & Sickness Insurance for Extended Events

  • Same as Plan 3E without the non-duplication provision.

  • Therefore, the insurance pays without regard to what other insurance might be paying.

$ .67/day/participant

 

 

Girl Scouts of Western Ohio

Administrative Office

4930 Cornell Road, Cincinnati, OH 45242-1804

T: 513.489.1025 or 800.537.6241 F: 513.489.1417

 

Chair - Nancy Dawes

Chief Executive Officer -Barbara J. Bonifas